This innovative guide intertwines Islamic Financial Principles and Financial Cooperative Values to create inclusive financial opportunities. Targeting communities often sidelined by traditional banking, it seeks to integrate Shariah-compliant products within cooperatives. The guide emphasizes education, ethical investment, and member-driven growth, advocating for financial practices that align with cultural integrity and mutual success. It envisions a future where finance is an equitable tool for excluded community empowerment and Wealth Creation. This book is an enlightening exploration of finance practices, tradition, and innovation that converge to empower the marginalized through the lens of Islamic finance and cooperative society principles harmonization. This visionary narrative is a guide for financial inclusion, merging ethical principles with communal prosperity. It champions a harmonious fusion of shared ethics and mutual benefit, providing a beacon of hope and a pathway for economic solidarity, weaving a tapestry of cultural diversity and excluded community financial empowerment.