No Cash To Invest - But You Want To Capitalize On Your Great Credit Score? Steve Sherman and his Company GeniusCo-op(TM) National Housing Cooperative will show you how to escape financial mediocrity, fire that lousy 9 - 5 job, and crack the code to wealth for a lifetime! All without selling, without capital investments and without flipping "ugly homes"... Mr. Steve Sherman, is the CEO of Geniusystems International LLC, as well as Founder and Chairman of GeniusCo-op(TM) National Housing Cooperative. Steve brings banking, logistics, and unmatchable sustainable construction delivery systems to the Genius Group. Mr. Sherman has conducted business in 85 countries and spent 17 years in mana-ging, administrating and establishing companies, offshore banks, captive insurance companies and trusts in more than 50 different countries, within the Euro-pean Union, Far East, Caribbean, USA and Asia. Originally from Germany with a background in concrete construction, masonry and engineering, Mr. Sherman is the Inventor of various concrete construction patents and the modular Geniusystems. Using German construction management processes and engineering as well as very creative capital solutions, the firm developed a high performance modular system and an accelerated construction process including in-house financing programs without a credit check. Steve Sherman is the inventor of the "GeniusZero(TM) Interest Free Loan Program", which has been featured in over 750 newspaper and magazine articles, major search engines and appeared in the worldwide press in over 200 countries. Some of the more notable mentions on TV & Radio News, and Celebrity News Channels include: ABC News, CNN News, NBC News, CBS19, Fox News, CelebFox News, AngelVision Investors, International Business Times, Eyewitness News, Europe Sun, Japan Herald, Herald Globe, Global Technology Report, WCTV, The Global Tribune, CEOWorld Magazine, MoneyShow, Wall Street Select, Daily Herald, David Beckham Fragrances, Ask.com, SmartStocks, & many more...