Why is it so important to learn about financial literacy at a young age? First, remember that it helps the youth to effectively manage a budget, choose the right financial products, and prepare for life events, including buying a house or retirement. Financial literacy is not a skill just for middle-aged or old people, but it is a skill that every young professional must possess. It is a fundamental life skill that empowers one to make smart economic decisions and be able to play a part in modern society. It provides the knowledge and skills one needs to manage money effectively in budgeting, saving, borrowing, and investing. This means that one would be better equipped to reach financial goals and achieve financial stability. If you are a young professional, then this book is for you. MY WALLET AFTER 20 YEARS will help you realize the importance of financial literacy and how essential it is to manage your financial resources early on. This book provides a step-by-step approach to managing income and guides you on how to invest for the future.