Loni Parmelly has written a book almost everyone Needs in today's economy. No longer are we secure in our jobs, and home values just can't keep up with the payoffs on defaulted loans. Now, layoffs, downsizing, right-sizing, and job relocations are looked at as "common". Bankruptcies and foreclosures rates edge higher, and higher. Foreclosures cause financial losses for both the borrower, and the Lender. When the mortgage payoff exceeds the home value, a chain of losses occur for all concerned. Loni Parmelly will not only show you how to help them, but also how Real Estate Agents and Brokers can collect Guaranteed Commissions! US Mortgage Lenders lose millions every year on foreclosed properties. And, borrowers experience loss of their home and credit, as well as on-going financial stresses. Lenders have found the Short Sale to be their most lucrative "alternative to foreclosure" option, and at the same time, relieves the borrower from their credit obligations. The unemployed, ill, and disabled have no control over their hardships, and certainly cannot afford to pay judgments or IRS capital gains tax. The author of Success In Short Sales envisions the real estate community's involvement in helping borrowers, and their Mortgage Lenders, sell the homes before foreclosure. Now, borrowers have a final option which can relieve them from judgments, foreclosures, credit blemishes, bankruptcy, and 1099 capital gains tax. Although Short Sales are nothing new, they are now easier than ever before. Although Success In Short Sales is specifically written for Residential Real Estate Agent and Brokers; Attorneys, Title Companies, Investors, and Loss Mitigation Departments will also find this book to be a fantastic reference tool. Real Estate Agents and Brokers are encouraged to sell Short Sales, and tap into this specialized market. The old saying about the 10% of the agents, having 90% of the sales no longer applies. Now that 90% can specialize in Short Sales, and exceed their financial expectations. It's a Real Estate Goldmine!