We can't live and thrive without it. Want to go to college? You have to get a loan. Need a car? You have to be financially approved. Want to start a business? You have to secure the money. Does your family need a home? Then it would help if you had credit. And not just any credit; GOOD credit. Even if you are "cash-rich," you will not get far without a good credit score, which can be very hard to achieve. Many of us end up in adverse situations, from debt to credit issues, that hold us back from becoming who we want to be. The good news is that you can reach those goals you set for yourself. You can get into college, buy that car, start your business or move your family into the perfect home. Sometimes you just need a little help to get there. In this pocket-sized book, we'll help you wrap your head around the anatomy of credit so that you can take those crucial steps towards making informed decisions around financing your big goals.