Colt Whitworth has no desire to take over the family business. To escape his father's disappointment he joins the Billionaire Bad Boys club where he jet sets to Wyoming and hides out on a secluded ranch. Jilted bride, Saige McKinnie abandons her life after realizing she has turned into the one person she never wanted to be-her father. A man who only cares about money and never family. To feel closer to her mother, she heads to the family ranch in hopes of connecting with her past by unraveling the story of her most beloved possession from her mother, the Cowboy Christmas Charm. The ranch is in shambles, but with no purpose in life, Colt decides to pose as a homeless ranch hand. He soon discovers he's found a new passion for the lifestyle and for Saige. But when she discovers he's a rich playboy can she forgive the lie and the realization he'll never live up to the legend of the Cowboy Christmas Charm?