Investing could be easy Wouldn't it be great to find just ten mutual funds you could count on for your whole life? Think of it: Ten funds that earn over 10% a year that you could keep investing in from your youth and use for income and growth in retirement for the rest of your life. You wouldn't need a broker since you wouldn't be selling and buying 'hot' securities. You wouldn't need to worry about what the market was doing at any given time. You wouldn't need to worry about buying the next Apple or Google-you own them all. You wouldn't need to worry about having enough in retirement. The facts are in: 1. "The stock market is a device for transferring money from the impatient to the patient." Warren Buffett 2. Buffett also said: We continue to make more money when snoring than when active. berkshirehathaway.com/letters/1996 And "My wealth has come from a combination of living in America, some lucky genes, and compound interest." 3. The average investor earned just 3.69% while the stock market earned 11.11% over the last 30 years DALBAR's annual Qualitative Analysis of Investor Behavior 4. Morningstar proved that Wall Street is wrong: "In every single time period and data point tested, low-cost funds beat high-cost funds." What does Buffett recommend we do? He told Reuters: "A very low-cost index is going to beat a majority of the amateur-managed money or professionally-managed money." Mr Buffett's strategy of patience has proven to be the most successful. He earns about 20% a year compounded over time. It takes 1 hour to set up an account for each of you.